Bankable. Enforceable. Cross-Border.

Banking & Finance Lawyers in Dubai, the UAE & Egypt

Structure transactions with confidence, protect lender and investor interests, navigate financial regulation, and manage cross-border finance matters across Dubai, the wider UAE and Egypt.

Banking-and-Finance

Strategic Banking and Finance Counsel

Built for Sophisticated Finance Matters


Financial transactions create opportunity, but they also create regulatory, documentation and recovery risk. Al Adly & Co. advises clients on banking, finance and financial services matters across Dubai, the wider UAE and Egypt, combining premium transactional guidance with corporate and litigation strength.

We support banks, financial institutions, lenders, corporate borrowers, investors and family businesses across the full lifecycle of a finance matter: structure, regulatory positioning, negotiation, documentation, security, closing, restructuring and dispute response.

Our role is not only to protect legal position, but to help clients complete transactions, preserve relationships, maintain regulatory confidence and move forward with clarity.

Whether you are arranging a credit facility, reviewing a security package, entering the UAE market, financing an acquisition, restructuring exposure or coordinating a UAE-Egypt transaction, we help you move with clarity and protect your financial position.

Why Finance Transactions Need More Than Documentation

Advice Beyond Generic Legal Review

Banking and finance matters suffer when legal advice is too abstract, too slow or disconnected from how financial institutions actually make decisions.

A facility agreement is not only a document. It is a risk allocation tool. A security package is not only a formality. It determines what can be recovered when a transaction is under pressure. Regulatory positioning is not only a compliance item. It can decide whether a business model, financing route or payment flow is viable across Dubai, the wider UAE and Egypt.


  • Whether the transaction should sit under mainland UAE, DIFC, ADGM or Egypt-facing rules.
  • How banking, securities, payments, AML/KYC and corporate approvals interact in practice.
  • Whether security, guarantees, pledges or mortgages are structured to be recoverable if the deal comes under pressure.
  • Why a financing arrangement may be approved in principle but still face account-opening, compliance or regulator-conscious friction.
  • How cross-border finance documents should account for litigation, arbitration, governing law and creditor-position strategy.
  • How family business, investor and corporate group realities affect financing decisions and personal guarantee exposure.

Timing Matters

When to Contact Us


Speak to us before signing a facility agreement, granting security, accepting personal guarantees, restructuring debt, launching a regulated finance activity, or entering a UAE-Egypt financing arrangement.

Legal Services

Banking and Finance Matters We Handle


Finance matters rarely fail because of one document. They fail when structure, regulation and risk are not aligned from the beginning.

1

Banking Regulation & Financial Structuring

Advice on banking regulation, financial services frameworks, licensing considerations, governance, AML/KYC exposure and regulator-facing matters across Dubai, the wider UAE and Egypt. Support includes transaction structuring, finance documentation and jurisdiction-sensitive legal analysis.

2

Lending, Security & Finance Documentation

Drafting, reviewing and negotiating facility agreements, lending arrangements, security packages, guarantees, pledges, mortgages, assignments and related finance documentation for lenders, borrowers and investors.

3

Corporate, Acquisition & Real Estate Finance

Legal support for acquisitions, expansion financing, project finance, development structures, asset-backed transactions and strategic capital deployment involving companies, investors and family businesses.

4

FinTech, Payments & Digital Finance

Support for payment businesses, financial technology platforms and digital finance operations navigating licensing, compliance, AML/KYC obligations and market-entry considerations. Crypto-related matters are handled only within the firm’s Dubai/UAE scope, not as an Egypt legal offering.

5

Restructuring, Disputes and Cross-Border Finance Matters

Advice on distressed finance, restructuring, settlement negotiations, post-default disputes, arbitration, creditor-position planning and UAE-Egypt cross-border finance coordination involving regulatory, corporate and dispute-sensitive considerations.

Regulatory Landscape

Understanding Financial Regulation Across the UAE and Egypt


The financial landscape is layered. The right legal approach depends on the activity, the entity, the jurisdiction, the counterparty and the intended transaction structure.

DIFC / DFSA

Dubai Financial Free Zone

Relevant for financial services conducted in or from the DIFC, including banking, credit, asset management, securities, funds, custody, trusts and Islamic finance.

SCA

UAE Securities and Capital Markets

Relevant for securities, public offers, investment products, listed-market matters and capital markets activity outside financial free zones.

ADGM / FSRA

Abu Dhabi International Financial Centre

Relevant for financial services, fintech, funds, market infrastructure and entities operating within ADGM’s regulatory framework.

EGYPT / CBE

Egyptian Banking System Supervision

Relevant for banking activities, payment systems, credit policies, and Egypt-facing banking regulatory questions

EGYPT / FRA

Non-Banking Financial Markets

Relevant for capital markets, leasing, factoring, mortgage finance, insurance and other non-banking financial activities in Egypt.

Why Clients Work With Us

A Practical Approach to Complex Finance Matters


Complex finance matters require more than technical legal analysis. Clients work with us because we understand how transactions, regulation, counterparties and commercial realities intersect across Dubai, the wider UAE and Egypt.

Dubai, wider UAE and Egypt presence

Local knowledge across key markets, with practical understanding of how cross-border transactions are negotiated, documented and pursued.

Corporate and Litigation Strength

We draft with dispute risk in mind and assess post-default pathways before they become a problem.

Cross-Border Execution

We help clients align Dubai, wider UAE and Egypt legal considerations in coherent transaction documents and board-level action plans.

Finance Matter Experience

Experience aligned with complex finance matters involving banks, financial institutions, investors, family businesses and growth companies.

Premium, Practical Advice

We translate complex regulatory and finance issues into transaction-ready decisions and clear next steps.

Senior Background

Led by counsel with more than 50 years of experience across Egypt and the UAE, including arbitration, corporate, government-linked and cross-border matters.

Al Adly & Co.

Meet The Team

Our team brings together over 50+ years of combined legal experience across the UAE and Egypt — advising founders, executives, investors, and government-linked entities on complex, high-stakes matters.

Ahmed Adly

Founder & Managing Partner

Nedaa Ahmed

Group Manager

Akram Gideon

Senior Legal Associate

Your strategic questions, answered

Frequently Asked Questions

When should I speak with a banking and finance lawyer in the UAE?

You should speak with a banking and finance lawyer before you sign, negotiate or rely on finance documents. Early advice is especially important before granting security, accepting personal guarantees, restructuring debt, launching a regulated finance activity or entering a cross-border lending arrangement. A review at the beginning can help identify negotiation points, regulatory issues and post-default risks before they become expensive to fix.

Can you help companies seeking financing?

Yes. We assist corporate borrowers and growth companies with facility agreements, term sheets, security packages, covenants, corporate approvals and guarantees. The goal is to help the company understand the legal and financial implications before commitments are signed. This is particularly important where founders, directors or family shareholders are asked to provide personal guarantees or asset security.

Which UAE regulators may be relevant to banking and finance matters?

Depending on the activity, a UAE banking or finance matter may involve the Central Bank of the UAE, the DFSA in the DIFC, the FSRA in ADGM, the SCA or other sector-specific authorities. The relevant regulator depends on the legal entity, activity, product, customer type and location from which the service is offered. We help clients map those issues before they move forward with a structure or transaction.

Do DIFC and ADGM finance matters require different legal analysis?

Often, yes. DIFC and ADGM operate under specialist financial services frameworks, with their own regulators, courts and rulebooks. A structure that is appropriate for one financial centre may not be suitable for another, especially where licensing, client classification, marketing, governing law or dispute resolution is involved. We assess the jurisdictional fit before documents are finalized.

Can the firm support UAE-Egypt cross-border finance matters?

Yes. Al Adly & Co. supports matters involving cross-border investment, financing, corporate structuring, dispute resolution and claims coordination between Dubai, the wider UAE and Egypt. These matters often require a practical view of governing law, security, guarantees, corporate approvals, enforceability and local court or arbitration options. We help clients align the documentation with the realities of both markets.

Do you advise FinTech, payment and crypto-related matters?

Yes, within the appropriate legal scope. We advise on FinTech, payments and digital finance matters where licensing, AML/KYC, customer funds, financial promotions or platform structures are relevant. Crypto-related matters are handled only within the firm’s Dubai/UAE scope and should not be treated as an Egypt legal offering.

Information on this page is general and not legal advice; advice depends on your facts and jurisdiction.

Request Legal Advice

Speak With a Banking and Finance Lawyer


Send us the facility agreement, term sheet, security package, regulator question or dispute summary. We will review the matter and guide you on the next legal step.

Get in Touch

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Contact Information

  • Dubai Office
    +971 (55) 3033 002
  • Cairo Office
    +20 (121) 2556 843
  • Email
    info@aladly.co